Retirement Coaches have different purposes than Financial Advisers!
Financial advisers focus on the financial state of their clients.
They provide expert advice to their clients on how to manage and/or increase their financial wealth and conditions. Sometimes they provide this advice for free. But, they also Sell many different financial packages that are supposed to improve the financial wealth of their clients.
Financial advisers receive commissions and such from the sale of these financial packages, or from the advice they provide or from the income gained by the clients assets
Financial planners gain the trust of clients to get control or access to the hard earned assets and wealth of their clients. They then move these assets into other forms to hopefully improve the wealth position of their clients. They profit from the sale or transformation of the assets of their clients.
But many financial planners have two contradictory motivations. Sell products and advise clients to best serve the clients or sell products and advise clients to best serve income production for the planners? Which is it?
And planners insist on full trust to invest and manage the assets of their clients with these contradictory goals. Using a financial planner can work.
When used right, financial planners can help people manage, protect and grow their monetary wealth in many ways. The specialized world of money, investments, capital, taxation and such is overwhelming. The stakes are very high for anyone with wealth.
The key is to know the assets you have and to be very clear about your real retirement goals. Then you can find, and evaluate financial planners who will best advance your wealth to meet your personal retirement objectives.
Retirement Coaches Have Only One Goal- The Success Of Their Clients.
Retirement coaches concentrate on assisting their clients to discover and define the most important aspects of life. Coaches only focus on assisting their clients to discover, design and obtain their ideal retirement life and/or career.
Coaches ask clients questions to discover themselves so the clients become the “World’s Leading Expert on Themselves.” Coached clients take charge of their lives by becoming very clear about their hidden inner passions, priorities, talents and values.
The only agenda that matters, is the clients’ agenda. Coaches perform none of the actions and have none of the motivations that financial planners do. Coaches do not advise, do not sell, and do not make any other income off their clients. Retirement coaching is very practical and effective. Coaches assist their client to apply the newly discovered information about them to organize their retirement life only the way the client wants it.
Clients will create the conditions of their retirement that best suit them on their terms. Together, as a well-oiled and strongly motivated team, clients and their retirement coaches will then implement the conditions to begin their ideal retirement on their terms.
Hiring A Retirement Coach Before Hiring A Financial Planner Produces Better Results
Defining your ideal retirement life in detail with your retirement coach clarifies your objectives. Once you know the desired conditions of your new retirement life, you can engage a financial planner to help you organize your finances and assets to fully enjoy and thrive during your retirement.
The same person cannot provide both services. 
The objectives, the incentives, the expertise and the relationship with clients of the two are far too different to be provided by just one person. Bottom line: Know the many huge differences between a retirement coach and financial adviser.
Engage a coach for one thing, and a financial adviser for something else. But do not engage the same person to do both.
It’s been a long time since I commented on your blog. Yes, just what is ertirement? For me it’s taking it easy, free from all the pressures of a working mom. but at the same time trying be updated of what’s happening in the world. Life is a never ending learning process and we should do just that and not allow ourselves to stagnate. For me most of all , it is more time for a deeper spiritual life, more time for prayer and communication with our Creator. Where I am now leaves me no room for any business venture but I would advise my nephews to be in the retail system and avail of what assistance the government offers for small entrepreneurs.